Enter a company car benefit value as a taxable benefit to estimate the effect on tax and take-home pay.
Company car benefit calculation
Use this section to estimate the taxable benefit for the car. The calculated value is automatically passed into the main take-home pay calculator below, so the net cash result changes straight away.
£
Use the car's taxable P11D value or list price before applying the BIK percentage.
Enter the benefit-in-kind percentage for the car.
£
Optional amount you make good personally towards the car benefit.
£
Optional taxable fuel benefit amount. Leave as £0 if private fuel is not provided.
Company car benefit used:£0.00 taxable benefit added to the main calculator.
£
Enter annual cash pay before tax. Salary quick links always use annual salary, never hourly rate.
£
Use for non-cash benefits such as a company car benefit value. Benefits increase tax but are not added to cash take-home.
Income Allocation0% Cash Take-Home
Gross Cash Pay£0.00
Salary Sacrifice Pension- £0.00
Taxable Benefits£0.00
Adjusted Income for Tax£0.00
Personal Allowance Used£0.00
Taxable Income£0.00
Income Tax Due- £0.00
Estimated tax cost of benefits- £0.00
National Insurance- £0.00
NI without salary sacrifice£0.00
NI saved by salary sacrifice+ £0.00
Income tax saved by sacrifice+ £0.00
Student loan reduction from sacrifice+ £0.00
Cash take-home change vs no sacrifice£0.00
Student Loan- £0.00
Net Cash Take-Home£0.00
Net Cash + Pension Value£0.00
Scope: This calculator estimates England, Wales and Northern Ireland PAYE income tax, employee National Insurance and salary-sacrifice pension effects for 2026/2027. Scottish income tax rates, exact payslip timing differences, tax-code adjustments and employer pension extras are not included.
Company Car Tax Calculator
Estimate how a company car taxable benefit can affect UK take-home pay alongside salary, pension and student loan inputs. The car panel calculates the taxable benefit and feeds it into the main take-home pay result.
How your UK take-home pay is calculated
The calculator starts with your gross cash pay, converts hourly pay to annual pay when needed, then deducts any salary sacrifice pension percentage before estimating income tax and employee National Insurance. It also lets you add a student loan plan and non-cash taxable benefits.
£35,000Useful salary check for everyday take-home pay planning.
£60,000Shows the higher-rate tax band impact.
£100,000+Highlights the Personal Allowance taper.
More salary examples and calculator pages
Use these extra examples when comparing common UK salary levels, or use the main menu for focused pages on salary sacrifice, the £100k tax trap, student loans, bonuses and taxable benefits.
Frequently Asked Questions
Which tax year does this calculator use? +
It uses the 2026/2027 UK tax year for England, Wales and Northern Ireland estimates.
Does salary sacrifice reduce National Insurance? +
In this calculator, yes. The pension percentage is treated as salary sacrifice, so the reduced cash pay is used for both income tax and employee National Insurance estimates.
Does this include Scottish income tax? +
No. Scottish income tax rates and bands are different and are not included in this version.
Why might my payslip be slightly different? +
Payroll systems use pay-period thresholds, tax codes and rounding rules. This calculator gives a strong annual estimate, not payroll advice.